1) Your Consent
By providing Driving Your Credit with your personal information, you consent to the collection, use, disclosure and retention of that information by us and other members of the Group in accordance with this Privacy Policy and as otherwise permitted by applicable law. You may withdraw your consent at any time, subject to legal or contractual restrictions and on reasonable notice, but then you might not be able to proceed with your intended interactions or transactions with Driving Your Credit or otherwise receive the full benefit of our products and services.
2) Personal Information
In this Privacy Policy, “personal information” means information about an identifiable individual, such as an individual’s name and email address, but does not include (to the extent permitted by law) information that is publicly available in a telephone directory or that is business contact information that enables an individual to be contacted at a place of business.
3) Information That Driving Your Credit Collects
(a) Information You Provide
You may be asked to voluntarily give your personal information to Driving Your Credit when you interact, orally, in writing or by electronic transmission, with Driving Your Credit , including when you apply for a vehicle , subscribe to a newsletter, register to receive information, apply or register for or order a product or service offered by Driving Your Credit. In those circumstances, you can choose not to provide certain requested personal information, but then you might not be able to proceed with your intended interaction.
4) How Driving Your Credit Uses Personal Information
(a) General
Driving Your Credit uses your personal information collected by Driving Your Credit for purposes relating to or arising from your relationship and transactions with the company and as otherwise set out in this Privacy Policy or permitted by applicable law, including:
to facilitate your interactions and transactions with Driving Your Credit , including to process your applications, requests, orders and payments;
to provide products and services to you;
to process and respond to your inquiries, requests and other communications;
to provide you with information (including by email and other electronic messages) regarding Driving Your Credit its products and services and related products and services offered by other businesses, to the extent permitted by applicable law
to maintain, protect and improve Driving Your Credit products and services and to develop new products and services;
to protect and enforce Driving Your Credit Group’s legal rights, interests and remedies and to protect the business, operations and customers or other persons.
(b) Interest-Based Advertising
Driving Your Credit may use interest-based advertising services called remarketing or retargeting provided by third party vendors (such as Google and Facebook) to display advertisements on third party websites and social media sites visited by users our website. Advertising vendors (such as Google and Facebook) use cookies, pixels or tokens – unique identifiers of a web browser on a specific computer that are installed on the computer when it accesses Driving Your Credit website – to display ads based on the computer’s past access to Driving Your Credit website. You can opt-out of Google’s use of cookies by visiting Google’s Ads Settings. You can also opt out of a remarketing vendor’s use of cookies by visiting the Network Advertising Initiative’s consumer opt-out page.
5). How Driving Your Credit Discloses Personal Information
(a) General
Driving Your Credit may sell/disclose your personal information for purposes relating to or arising from your relationship and transactions with the Driving Your Credit Company and as otherwise set out in this Privacy Policy or permitted by applicable law.
(b) Specific Consents
Driving Your Credit may sell/disclose your personal information in accordance with express or implied consents that you give during your interactions and transactions with Driving Your Credit.
(c) Referred Transactions
If Driving Your Credit refers you to an independent business (e.g. a car dealer) for a proposed transaction (e.g. a car purchase, loan or credit card application), then Driving Your Credit may disclose your personal information to the independent business to facilitate the proposed transaction. Driving Your Credit has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the independent business, and the use, disclosure and retention of the disclosed information by the independent business is not subject to this Privacy Policy.
6) Location of Personal Information
Driving Your Credit and its service providers may process, store and use your personal information at facilities in various countries, including Canada, the United States of America, etc. The personal information protection laws of those other countries might be different from the laws of the jurisdiction in which you reside, and might permit courts, government, law enforcement agencies, regulatory agencies and security authorities to access your personal information without notice. By providing your personal information to Driving Your Credit , you consent to the transfer of the personal information to facilities located in other countries and the processing and storage of the personal information at those facilities.
7) Retention of Personal Information
Driving Your Credit holds your personal information for the period reasonably necessary for the purposes set out or referenced in this Privacy Policy and to comply with Driving Your Credit’s legal obligations or enforce or protect Driving Your Credit’s legal rights, or a longer period required or permitted by applicable law. Driving Your Credit will delete or dispose of your personal information when Driving Your Credit is no longer reasonably required to retain the information for the purposes set out or referenced in this Privacy Policy.
8) Protection of Personal Information
Driving Your Credit uses reasonable safeguards – including administrative, physical and technical security and safeguarding measures – appropriate to the sensitivity of the personal information in Driving Your Credit’s possession to help protect the information from unauthorized access, collection, use, disclosure, disposal or similar risks. Nevertheless, security risks cannot be eliminated and Driving Your Credit cannot guarantee that your personal information will not be used, disclosed or deleted in ways not otherwise described in this Privacy Policy.
9) Accuracy and Access to Personal Information
Driving Your Credit will rely on you to ensure that your personal information that you provide to us is as accurate, complete and up to date as necessary for the purposes for which we use the personal information. You will promptly notify Driving Your Credit of any changes to your personal information using the procedures made available for that purpose by Driving Your Credit.
Changes to this Policy:
Driving Your Credit may change this Privacy Policy from time to time by posting a new version of this Privacy Policy on our website. Our collection, use, disclosure and retention of your personal information will be governed by the version of this Privacy Policy in effect at that time. Your continued dealings with Driving Your Credit after any change to this Privacy Policy will signify your consent to the collection, use, disclosure and retention of your personal information as set out in the changed Privacy Policy. Accordingly, you should check the “Last Updated” date of this Privacy Policy (at the bottom of this Privacy Policy) and review any changes since the last version.
Updated on: September 17th, 2019